Privacy Policy

1. Who We Are

WC Insurance Quotes (wcinsquotes.com) is operated by KGIB, Inc., a licensed insurance agency (California License #0F00752) located at 226 S. Glassell St., Orange, CA 92866. This policy explains what information we collect through this website, how we use it, who we share it with, and the choices you have.

2. Information We Collect

When you submit a quote request, we collect the information you provide, which may include:

Business details (legal name, address, FEIN, entity type, years in business), contact information (name, phone, email), ownership details, business location addresses, payroll and employee classification data, underwriting responses, current and prior insurance and loss history, and any supporting documents you upload such as loss runs and declaration pages.

When you use the site, we also automatically collect limited technical data — pages visited, time on page, referral source, device and browser type, and an anonymized IP address — through Google Analytics. This data is aggregated and is not linked to your quote submission.

3. How We Use Your Information

We use the information you provide to:

Obtain workers' compensation quotes from insurance carriers and underwriters on your behalf; contact you about your request, coverage options, and follow-up questions; process and manage an application if you choose to bind coverage; maintain records required by state insurance regulations; and improve the website.

We do not use your information for unrelated marketing, and we do not sell it.

4. Who We Share It With

We share your information with insurance carriers, managing general agents, and underwriters solely to obtain quotes and process applications. We use service providers to operate the site — including hosting, database and file storage, and transactional email delivery — who process data on our behalf under contractual confidentiality obligations. We may also disclose information when required by law, regulation, subpoena, or to protect our legal rights.

We do not sell or share your personal information with third parties for their own marketing purposes, and we do not sell personal information as defined under the California Consumer Privacy Act (CCPA).

5. Cookies & Analytics

This website uses Google Analytics (GA4) to understand how visitors use the site. Google Analytics sets cookies to distinguish sessions and collect anonymous usage statistics. We do not pass personal information from quote submissions to Google. You can opt out of Google Analytics with the Google Analytics opt-out browser add-on or by blocking cookies in your browser settings. The site also stores a small preference in your browser to remember your accessibility settings and that you have seen our cookie notice.

6. Data Storage, Security & Retention

Quote submissions and uploaded documents are stored in access-controlled cloud infrastructure using encryption in transit and at rest. Access is limited to licensed agency staff who need it to service your request. We retain quote information for as long as needed to service your request and to meet insurance record-keeping requirements, after which it is deleted or anonymized.

7. Your Rights & Choices

You may request a copy of the personal information we hold about you, ask us to correct it, or ask us to delete it, subject to record-keeping obligations under insurance law. California residents have additional rights under the CCPA, including the right to know what personal information is collected and the right to non-discrimination for exercising privacy rights. To make a request, contact us using the details below. We will respond within 45 days.

You can stop receiving follow-up communications about a quote request at any time by replying to any email or calling us.

8. Children

This website is intended for business owners and is not directed to anyone under 18. We do not knowingly collect information from minors.

9. Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with a revised "last updated" date. Continued use of the website after changes constitutes acceptance of the updated policy.

10. Contact Us

Questions about this policy or requests regarding your information: