Terms of Service

1. About This Service

WC Insurance Quotes (wcinsquotes.com) is operated by KGIB, Inc. (dba WC Insurance Quotes), a licensed insurance agency. This website provides a platform for businesses to request workers' compensation insurance quotes. By using this website and submitting a quote request, you agree to the terms outlined below.

2. Quote Requests

Submitting a quote request through this website does not constitute a binding insurance application or guarantee of coverage. All quotes are subject to underwriting review and approval by the issuing insurance carrier. Premium amounts, terms, and conditions may vary based on the carrier's evaluation of the information provided.

We strive to provide accurate quotes within one business day of receiving a completed submission. However, complex accounts or incomplete information may require additional time and follow-up.

3. Accuracy of Information

You agree to provide truthful and accurate information when submitting a quote request. Inaccurate or incomplete information may result in incorrect quotes, coverage denials, or policy cancellations. You are responsible for reviewing all information before submission and for promptly notifying us of any changes.

4. Privacy

How we collect, use, share, and protect the information you submit — including cookies and analytics — is described in our Privacy Policy, which is incorporated into these terms by reference.

5. Limitation of Liability

This website and its content are provided "as is" without warranty of any kind. We are not liable for any errors, omissions, or inaccuracies in the information presented. Insurance coverage is subject to the terms, conditions, and exclusions of the policy issued by the carrier.

6. Changes to These Terms

We may update these terms from time to time. Any changes will be reflected on this page with an updated revision date. Continued use of the website after changes constitutes acceptance of the revised terms.

7. Contact Us

If you have questions about these terms, please contact us:

KGIB, Inc. (dba WC Insurance Quotes)
226 S. Glassell St., Orange, CA 92866
CA License #0F00752
Phone: (714) 744-3300
Email: jon@kgibinc.com