Janitorial & Cleaning Services Workers' Comp · Georgia
Janitorial & Cleaning Services Workers' Comp Insurance in Georgia
Requirements, class codes, and costs for janitorial & cleaning services businesses in Georgia — shopped across multiple carriers by a licensed agency.
Is workers' comp required for janitorial & cleaning services in Georgia?
Georgia requires workers' comp once you regularly employ three or more people, whether full- or part-time.
Operating uninsured when required can bring civil penalties, fines, personal liability for benefits, and misdemeanor exposure for willful violations.
Below three employees you may be exempt, but many general contractors and clients still require proof of coverage.
Janitorial & Cleaning Services class codes
The right class code sets your rate. Georgia classifies payroll under NCCI.
| Code | Description |
|---|---|
| 9014 | Janitorial Services by Contractors |
| 9015 | Buildings NOC — Operation by Owner or Lessee & Drivers |
| 5610 | Cleaners — Debris Removal |
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What janitorial & cleaning services workers' comp costs in Georgia
Georgia uses NCCI class codes with generally moderate rates.
The biggest drivers of your janitorial & cleaning services premium:
- · Total annual payroll including part-time employees
- · Type of cleaning — standard janitorial vs. specialty (hazmat, construction cleanup)
- · Number of locations and whether employees drive between sites
- · Claims history and safety training
Try our cost calculator for a rough estimate, or request a quote for an exact rate.
Common janitorial & cleaning services claims
- ⚠ Slips and falls on wet floors being cleaned
- ⚠ Chemical burns and respiratory issues from cleaning agents
- ⚠ Back and muscle injuries from mopping, vacuuming, and lifting
- ⚠ Repetitive motion injuries from daily cleaning tasks
- ⚠ Injuries from equipment (floor buffers, pressure washers)
Frequently asked questions
Is workers' compensation required for janitorial & cleaning services in Georgia? +
Georgia requires workers' comp once you regularly employ three or more people, whether full- or part-time. Operating uninsured when required can bring civil penalties, fines, personal liability for benefits, and misdemeanor exposure for willful violations.
How much does janitorial & cleaning services workers' comp cost in Georgia? +
Georgia uses NCCI class codes with generally moderate rates. Your janitorial & cleaning services premium ultimately depends on your class code, payroll, claims history, and experience modification rate — request a quote for an exact, carrier-underwritten rate.
How much does workers' comp cost for a janitorial company? +
Janitorial services (code 9014) typically run $3-$7 per $100 of payroll. A cleaning company with $200,000 in payroll might pay $6,000-$14,000 annually. Rates vary by state and claims history. We find you the most competitive rate.
Do I need workers' comp for part-time cleaning staff? +
Yes. Part-time employees must be covered by workers' comp in most states. Premiums are based on actual payroll, so part-time employees with lower pay contribute less to your premium cost.
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