Janitorial & Cleaning Services Workers' Comp · New York
Janitorial & Cleaning Services Workers' Comp Insurance in New York
Requirements, class codes, and costs for janitorial & cleaning services businesses in New York — shopped across multiple carriers by a licensed agency.
Is workers' comp required for janitorial & cleaning services in New York?
New York requires workers' comp for virtually every employer with one or more employees, including part-time and most family workers.
Penalties reach $2,000 for every 10-day period of non-compliance, plus stop-work orders and possible misdemeanor or felony charges.
Even a single part-time employee generally triggers the requirement.
Janitorial & Cleaning Services class codes
The right class code sets your rate. New York classifies payroll under NYCIRB — New York's own rating board and class codes.
| Code | Description |
|---|---|
| 9014 | Janitorial Services by Contractors |
| 9015 | Buildings NOC — Operation by Owner or Lessee & Drivers |
| 5610 | Cleaners — Debris Removal |
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What janitorial & cleaning services workers' comp costs in New York
New York has high statutory benefit levels and above-average rates, classified under NYCIRB codes.
The biggest drivers of your janitorial & cleaning services premium:
- · Total annual payroll including part-time employees
- · Type of cleaning — standard janitorial vs. specialty (hazmat, construction cleanup)
- · Number of locations and whether employees drive between sites
- · Claims history and safety training
Try our cost calculator for a rough estimate, or request a quote for an exact rate.
Common janitorial & cleaning services claims
- ⚠ Slips and falls on wet floors being cleaned
- ⚠ Chemical burns and respiratory issues from cleaning agents
- ⚠ Back and muscle injuries from mopping, vacuuming, and lifting
- ⚠ Repetitive motion injuries from daily cleaning tasks
- ⚠ Injuries from equipment (floor buffers, pressure washers)
Frequently asked questions
Is workers' compensation required for janitorial & cleaning services in New York? +
New York requires workers' comp for virtually every employer with one or more employees, including part-time and most family workers. Penalties reach $2,000 for every 10-day period of non-compliance, plus stop-work orders and possible misdemeanor or felony charges.
How much does janitorial & cleaning services workers' comp cost in New York? +
New York has high statutory benefit levels and above-average rates, classified under NYCIRB codes. Your janitorial & cleaning services premium ultimately depends on your class code, payroll, claims history, and experience modification rate — request a quote for an exact, carrier-underwritten rate.
How much does workers' comp cost for a janitorial company? +
Janitorial services (code 9014) typically run $3-$7 per $100 of payroll. A cleaning company with $200,000 in payroll might pay $6,000-$14,000 annually. Rates vary by state and claims history. We find you the most competitive rate.
Do I need workers' comp for part-time cleaning staff? +
Yes. Part-time employees must be covered by workers' comp in most states. Premiums are based on actual payroll, so part-time employees with lower pay contribute less to your premium cost.
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